Ensure you have insurance for South American adventure holiday
Brits have been advised to check their travel insurance policy to ensure it covers them against natural disasters.
An adventure holiday around South America can be the experience of a lifetime, with the continent offering a vast range of attractions.
Party animals might love the carnival in Rio de Janeiro, which takes place in February, while culture vultures often head for the forgotten Incan city of Machu Picchu.
Meanwhile, those who enjoy rugged, yet stunning natural scenery and getting away from the hustle and bustle of city life could fancy a trip to Patagonia.
For the discerning traveller who wants it all, an overland South America tour could be just the thing, as it gives holidaymakers the chance to experience the trip with like-minded individuals and really get to grips with all that the amazing continent has to offer.
However, it is wise to remember that this part of the world is not without its dangers - not least those of a natural kind.
Abta - The Travel Association recently urged travellers to ensure that their holiday insurance covers them for every eventuality.
Senior press officer Sean Tipton explained that Brits should be very aware exactly what they are insured against.
"It is very important if customers are not travelling on a package holiday that they check the terms and conditions of their policy to see what circumstances will be covered and what will not," he said.
"For example, many policies now will cover disruption caused by ash clouds."
However, those booking package holidays where insurance is already included might find that it is adequate, the expert noted.
"It's more of an issue for the simple reason that many more people are making their own arrangements rather than booking packages," Mr Tipton added.
"If you book a package holiday you really don't need to worry about your insurance because your tour operator will take responsibility for it rather than you having to claim on it."
